Integrate Pay With FedNow® & RTP® with QuickBooks® Online for Instant Payments

Why Real-Time Payments Matter for QuickBooks® Users

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Pay With FedNow® & RTP® - Instant Payments for QuickBooks® Invoices with SecureQBPlugin™

The Payment Revolution for QuickBooks® Users

For businesses using QuickBooks® Online (QBO), payment delays, processing fees, and manual reconciliation create frustrations and cash flow issues. Whether you’re managing B2B, C2B, or B2C invoices, waiting for ACH transfers, credit card settlements, or wire payments slows down business operations.

���� ACH transfers take 1-3 business days to process.
���� Credit card payments come with high processing fees (2-4%).
���� Wire transfers are costly and limited by bank hours.

But now, with Pay With FedNow® & RTP® (Real-Time Payments) integrated into QuickBooks® using SecureQBPlugin™, businesses can accept instant payments, automate reconciliation, and eliminate transaction delays.

���� Imagine getting paid the moment an invoice is issued—24/7/365, with no waiting period.

This article explores how Pay With FedNow® & RTP® integrate seamlessly with QuickBooks® Online, helping businesses process invoices in real-time, with reduced costs and increased efficiency.


See
the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Using "Pay with FedNow" Request for Payments in QBO QuickBooks

Pay With FedNow® and RTP® enable businesses to accept and process invoice payments instantly, reducing cash flow delays and eliminating manual tracking. With QuickBooks® integration via SecureQBPlugin™, businesses can:

✔ Automate invoice payments with real-time processing.
✔ Improve cash flow by eliminating payment delays.
✔ Reduce reliance on credit card networks and ACH transactions.
✔ Lower transaction costs compared to credit card fees.
✔ Process batch payments, one-time invoices, and recurring billing.

Key Features of Pay With FedNow® & RTP® in QuickBooks®

✅ Instant Invoice Payments – Funds settle in seconds, not days.
✅ 24/7/365 Availability – No cut-off times or banking restrictions.
✅ Auto-Reconciliation in QuickBooks® – Payments sync directly with invoices.
✅ No Chargebacks or Disputes – Payments are final and irrevocable.
✅ Supports B2B, C2B, and B2C Transactions – Versatile payment processing.

How Pay With FedNow® & RTP® Benefit B2B, C2B, and B2C Transactions

1. B2B Payments – Faster Supplier & Vendor Settlements

���� No more waiting for ACH or wire transfers to clear.
���� Businesses can process bulk invoice payments instantly.
���� Improves relationships with suppliers and service providers.

2. C2B Payments – Immediate Customer Checkouts

���� Customers can pay invoices in real-time through QuickBooks®.
���� Eliminates waiting periods for funds to be available.
���� Perfect for service providers, medical billing, and online merchants.

3. B2C Payments – Instant Refunds & Payroll Processing

���� Businesses can issue refunds and payroll payouts instantly.
���� Freelancers and gig workers receive payments with no bank delays.
���� Reduces disputes and improves customer satisfaction.

Why Pay With FedNow® & RTP® Are Better Than Traditional Payments

Comparison Table: FedNow® & RTP® vs. ACH vs. Credit Cards

Feature

Pay With FedNow® & RTP®

ACH Transfers

Wire Transfers

Credit Cards

Processing Speed

Instant (Seconds)

1-3 Business Days

Same Day (Cut-off Times)

1-3 Business Days

Availability

24/7/365

Business Days Only

Business Days Only

24/7, but slow settlement

Transaction Fees

Low or None

Varies by Bank

High Fees ($15-$50)

2-4% Per Transaction

Chargebacks Allowed?

No

Possible Reversals

Possible Reversals

Yes

Integration with QuickBooks®

✅ Via SecureQBPlugin™

✅ Delayed Processing

❌ Limited

✅ With High Fees

���� The verdict? Pay With FedNow® & RTP® is the fastest, most cost-effective way to process invoices in QuickBooks®.

Attributes:

 "How to integrate Pay With FedNow® & RTP® with QuickBooks® Online"
 "SecureQBPlugin™ for real-time invoice payments in QuickBooks®"
 "FedNow® vs. ACH vs. credit cards: Which is best for businesses?"
 "Instant invoice payments with FedNow® & RTP® in QuickBooks®"
 "How to reduce transaction fees with Pay With FedNow® in QuickBooks®"

How to Integrate Pay With FedNow® & RTP® with QuickBooks® Using SecureQBPlugin™

Step-by-Step Guide to Instant Payments in QuickBooks®

✅ Step 1: Confirm Your Bank Supports FedNow® or RTP®.
✅ Step 2: Download & Install SecureQBPlugin™.
✅ Step 3: Connect Your Bank Account & Enable Instant Payments.
✅ Step 4: Activate FedNow® & RTP® for QuickBooks® Invoices.
✅ Step 5: Start Accepting & Sending Real-Time Payments—24/7/365!

���� Once integrated, your invoices will process payments instantly—without credit card fees or ACH delays.

Upgrade Your QuickBooks® Payments with FedNow® & RTP® Today!

���� Why are you still using slow ACH transfers, expensive credit cards, and delayed wire payments when real-time payments are available?

 Business Owners & Accountants: Improve cash flow, eliminate fees, and streamline invoice payments.
 Retailers & Service Providers: Accept instant payments and reduce chargebacks.
 Freelancers & Contractors: Get paid immediately after each job—no more waiting for banks to process payments.
 Banks & Financial Institutions: Offer real-time payment solutions to QuickBooks® users and businesses.

 

���� Visit SecureQBPlugin™ today and start accepting real-time payments!

Request for Payment

Creation Request for Payment Bank File

Enhance Your Pay With FedNow using QuickBooks QBO integrating through SecureQBPlugin.com Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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